972-898-6441
Free Quote
Active Insurance Guru Logo

Active Insurance Guru

Get a free quote today and start saving!
callsend message
Active Skiing

OUR PLANS

Shop our
Marketplace health
plans

Whether you need coverage for yourself, or
your whole family, we’re right here to help you
find the right plan.


Learn about our plans >


Get in-person help >


Get answers to your questions >

See what plans we offer

Family on the beach laughing

Health Insurance

Confused by medical jargon and technical details? Active Insurance Guru simplifies the health insurance process, making it clear and understandable for everyone.

We specialize in matching you with the best health insurance plans. Our commitment is to continue the search until we find the one that perfectly fits your needs.

Explore your eligibility for a diverse range of health plans. We offer options with extensive coverage, provided by both public and private sectors, tailored to suit a global clientele.

LEARN MORE

Active Vision Plans

Vision Insurance

Navigating the complexities of vision insurance? Active Insurance Guru makes understanding and choosing vision insurance straightforward and accessible.

Our expertise lies in connecting you with optimal vision insurance plans. We are dedicated to finding the ideal solution that aligns with your specific vision care needs.

Discover your options among a variety of vision insurance plans. We provide selections that encompass comprehensive eye care, catered to both local and international customers, from public and private providers.

LEARN MORE

Dental Insurance Active

Dental Insurance

Overwhelmed by dental insurance options? Active Insurance Guru demystifies dental insurance, ensuring you easily understand and choose the right plan.

Our focus is on guiding you to the best dental insurance policies. We’re committed to finding a plan that perfectly suits your dental care requirements.

Investigate a wide range of dental insurance plans with us. Our offerings include diverse coverage options, from preventive care to complex dental procedures, available through both public and private sector providers.

LEARN MORE

In house nurse and care

Get in-person help choosing a plan

At Active Insurance Guru, our on-site  staff can help you face-to-face with your questions, including finding the right plan that fits you as an individual, family plan, or even your small business plan.

 

Questions about shopping for plans? We’ve got answers.

How/when can I enroll in or switch to an Individual or Family plan?

You can sign up during the Open Enrollment Period, which was open through Jan. 16, 2024. If you’ve had a major life change (like getting married, losing your Medicaid or employer coverage, moving out of state, etc.) during the rest of the year, you could shop with a special enrollment window for a limited time.

How/when can I enroll in or switch my Employer’s plan?

Your employer likely has an enrollment window each year for you to sign up, unless you’re a new employee. Talk with your HR team about how to get enrolled.

What happens when I see a provider who’s not in my network?
That depends on your plan benefits. For most plans, if you see a provider who is not in your network, subject to your out-of-network deductible and coinsurance. In that case, we typically pay the amount that we’d pay a provider who is in your network, subject to your out-of-network deductible and coinsurance. You’ll pay whatever is left on your bill. Please keep in mind that some plans, like those you may have purchased through Healthcare.gov or signed up for through TennCare, don’t pay for providers who aren’t in your network.
What are networks, and which one am I signed up for?
A network is a group of doctors we work with to provide care to our members. Providers in our network agree to offer our members a discount. Providers who aren’t in our network don’t offer that discount, so their rates are higher.

To find your network, look at the front of your Member ID card. It’s most likely on the bottom left corner.

How do I find out if a service is covered?
Click here to contact us, and we’ll look it up and help you with the next steps if we don’t cover a service you need.
Why did my costs change this year?
Your health care costs can change for a number of reasons. The cost of care rising, the amount of people sharing the costs changing or a manufacturer raising or lowering their price on a drug are a few examples. If you’d like to discuss a specific change, click here to contact us, and we’ll try to answer your questions.